Welcome to 1 4 U Financial Solutions

Your home may be repossessed if you do not keep up repayments on your Mortgage.


Life is a journey and we believe, at 1 4 U Financial Solutions, that your finances are an integral part of that journey. Your goals may be to get a mortgage, to buy your first home, or to retire to that house in the sun and leave a legacy for your family. Well at 1 4 U Financial Solutions we can help these goals become a reality.

We understand that arranging a Mortgage or putting a Life Assurance plan in place can be a daunting prospect. so 1 4 U Financial Solutions are here to work with you every step of the way. You can trust us to provide you with a totally professional but friendly service, we will always keep things simple so that you can make informed decisions and remain in control of what you are doing.

We treat everyone as an individual and we will spend as much time as you need, in finding out about your circumstances and the things that are important to you. Only then, will we advise you and make recommendations. You are always welcome to contact us at any time and you can ask us anything (we don’t believe there is such a thing as a ‘silly’ question) when it comes to your financial future.

We are here to make your Financial Journey a relaxed and stress free experience so why not call us today and arrange your no obligation appointment?

Avril Spence

Our Mission Statement

We recognise that our clients are at the very centre of everything we do. Our aim is to support you every step of the way, enabling you to achieve your financial goals, both short-term and long-term. We will always listen, act with integrity and treat you as an individual.


The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers in the UK.


We charge a Broker Fee of £199 on application and £190 on completion of your Mortgage.

*Some forms of Bridging Finance and most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

Commercial Mortgages, Overseas Property & Mortgages, Wills, Probate, Trusts and Tax & Estate Planning are not regulated by the Financial Conduct Authority. 

Pensions, Investments, Wills & Probate, Tax & Estate Planning, Overseas Property & Overseas Mortgages, Commercial Mortgages, Bridging Loans and Commercial Insurances are referred to specialist suppliers. 1 4 U Financial Solutions Ltd or PRIMIS are not responsible for any advice received from a third party.

This website is intended for people over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide. We hope they are helpful to you but they do not on their own add up to recommendations and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. Contact us for further advice to enable you to make an informed decision based upon your individual circumstances.