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info@14Ufinancialsolutions.co.uk

mortgages

Mortgages

Your mortgage is probably the greatest financial commitment you will ever make and so getting the right advice is vitally important.  Building a good relationship with a professional and experienced Adviser could save you thousands or even tens of thousands of pounds over the years.  We promise that we will take time to fully understand your circumstances, find out about your intentions and goals, listen to your concerns and answer your questions.  Only then will we offer a personalised recommendation, based on our research, from a comprehensive range of mortgages, from across the market.   Our database of products is updated daily and our priority will always be to match your requirements to the most suitable product.

Why should I use the services of an advisor when I could go straight to my bank?

Due to the complexity of products and the number of products available it is important to take professional advice.  Banks and Building Societies can normally only advise you on their own product range.  There is no guarantee that their products are the most suitable for your circumstances and requirements, or indeed that you will meet their criteria.  Each time you are credit searched by a lender this can have a negative impact on your credit score.

When we are advising you on the most appropriate Mortgage for your individual circumstances we will discuss all of the following with you to establish which considerations are important to you (other than just cost)

Which method of repayment do you require?

  • Capital and Interest (Repayment)
  • Interest Only

Which type of interest Rate suits your circumstances?

  • Variable
  • Tracker
  • Discounted
  • Flexible/Offset
  • Fixed

How long should you lock into a deal?

Do you require the lowest monthly payments or the cheapest overall deal?

What fees and charges are you willing to pay?

  • Booking/Arrangement Fees
  • Valuation Fees
  • High Lending Charges
  • Legal Fees
  • Broker Fees

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We charge a Broker Fee of £199 on application and £190 on completion of your Mortgage.

1 4 U Financial Solutions Ltd is an appointed representative of PRIMIS Mortgage Network, a trading styyle of First Complete Ltd, which is authorised and regulated by the Financial Conduct Authority.  (Registration number 435779)

*Some forms of Bridging Finance and in general Buy To Let Mortgages are not regulated by the Financial Conduct Authority.

Commercial Mortgages, Overseas Property & Mortgages, Wills, Probate, Trusts and Tax & Estate Planning are not regulated by the Financial Conduct Authority. 

Pensions, Investments, Wills & Probate, Tax & Estate Planning, Overseas Property & Overseas Mortgages, Commercial Mortgages, Bridging Loans and Commercial Insurances are referred to specialist suppliers. 1 4 U Financial Solutions Ltd or First Complete Ltd are not responsible for any advice received from a third party.

This website is intended for people over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide. We hope they are helpful to you but they do not on their own add up to recommendations and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. Contact us for further advice to enable you to make an informed decision based upon your individual circumstances.

Mortgages Options

Re Mortgage
Buy to Let Mortgages
Co-Ownership Mortgages

Downloads

A Guide to Mortgages

About our Services

Mortgage Checklist

Terms of Business Buy to Let

Confidential Questionniare

Monthly Budget Planner

Terms of Business Consumer BTL

Customer Privacy Notice

E-Marketing Consent

Mortgage Calculator

This calculator provides a guide to monthly payments and does not guarantee eligibility for a mortgage. Please contact us for a personalised Key Facts Illustration.

Read what our clients say

"Great for us getting a mortgage!!"
Mr S R Caledon , March 21   -   Read more