028 9145 6262


about us

A little bit about 14U Financial Solutions

The company is owned and managed by Avril Spence, who first set up business in 2000.  We provide advice to both Personal and Business clients.  Our aim is to provide a quality client focused service. We are committed to providing professional advice in a relaxed environment. The business has been built on referrals and we take great pride, when our clients refer us to friends, family and work colleagues. 

Our commitment to you

To always listen and fully understand your circumstances and requirements before giving any advice

Only recommend products and services which are suitable and which you can afford

To explain things clearly and without using jargon

To help you feel comfortable asking questions about anything you don't understand

To always return your telephone call if we are not available at the time you contact us

To work with you every step of the way, to find the best solution for you and your circumstances.

How we work with you

We will complete a detailed questionnaire at our first meeting to establish your circumstances and requirements

Then we will research the market and present you with a report detailing our recommendations

When you are happy with our advice, we will deal with all aspects of the application process on your behalf

On completion we will provide you with a file containing all your documents, for safe keeping 

We will offer you a NO OBLIGATION review at least every 12 months

Opening Hours

Monday - Friday 

9.30 am - 1.00 pm

2.00 pm - 5.00 pm

Open by appointment  lunchtimes and Tuesday - 8.00 pm




We charge a Broker Fee of £199 on application and £190 on completion of your Mortgage.

*Some forms of Bridging Finance and most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

Commercial Mortgages, Overseas Property & Mortgages, Wills, Probate, Trusts and Tax & Estate Planning are not regulated by the Financial Conduct Authority. 

Pensions, Investments, Wills & Probate, Tax & Estate Planning, Overseas Property & Overseas Mortgages, Commercial Mortgages, Bridging Loans and Commercial Insurances are referred to specialist suppliers. 1 4 U Financial Solutions Ltd or PRIMIS are not responsible for any advice received from a third party.

This website is intended for people over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide. We hope they are helpful to you but they do not on their own add up to recommendations and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. Contact us for further advice to enable you to make an informed decision based upon your individual circumstances.

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Read what our clients say

"Excellent service"
Anon, July 2023   -   Read more