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Debt Management

The easy credit and the “buy now, pay later” culture often leaves people struggling with debt that they are unable to pay, whilst continuing to cover their normal living costs. 

Debt Management is one of a number of debt solutions available for people struggling to meet the monthly payments on their debts

A Debt Management Plan may be appropriate for you if you:-

  • have outgoings that are greater than your income
  • have no prospect of reducing your outgoings or increasing your income 

What is the role of a Debt Management Company?

To negotiate with creditors on behalf of clients

To reduce debt repayment to a level that is affordable

To bring all the repayments into a single monthly debt management payment


Debt Management services are referred to a third party.  Neither 1 4 U Financial Solutions Ltd nor PRIMIS Mortgage Network are responsible for the service received. 

Think carefully before securing other debts against your home.  Consolidating debt may reduce your outgoings now, but you may end up paying more overall.

Your home may be repossessed if you do not keep up repayments on your Mortgage.


We charge a Broker Fee of £199 on application and £190 on completion of your Mortgage.

*Some forms of Bridging Finance and most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

Commercial Mortgages, Overseas Property & Mortgages, Wills, Probate, Trusts and Tax & Estate Planning are not regulated by the Financial Conduct Authority. 

Pensions, Investments, Wills & Probate, Tax & Estate Planning, Overseas Property & Overseas Mortgages, Commercial Mortgages, Bridging Loans and Commercial Insurances are referred to specialist suppliers. 1 4 U Financial Solutions Ltd or PRIMIS are not responsible for any advice received from a third party.

This website is intended for people over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide. We hope they are helpful to you but they do not on their own add up to recommendations and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. Contact us for further advice to enable you to make an informed decision based upon your individual circumstances.